Explanation

Calculate 15% of 300 to find how many employees belong to the HMO. Here's one way: 15% of 300 means 0.15 of 300, or \(0.15 \times 300\), which is 45.45 employees belong to the HMO. So 300 – 45, or 255, *do not* belong. There is a slightly different way to solve the problem. If 15% belong to the HMO, then 85% do not belong (100% – 15% = 85%). Multiply 0.85 times 300, and you get 255.

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